Learning Center
Our nonprofit helps you resolve your debt with free debt relief tools and financial education.
Ready for more? Explore by topic:
Bankruptcy Basics ➜
Learn the basics about how bankruptcy works and how it can give you a fresh start by eliminating your debt.
Chapter 7 Bankruptcy ➜
Learn why this is the most common type of bankruptcy and what you should know about getting a fresh start through Chapter 7 bankruptcy.
Wage Garnishment ➜
Learn how bankruptcy can give you immediate protection from wage garnishment and stop creditors from seizing your hard-earned money ever again.
Property & Exemptions ➜
Learn how to protect your property using exemptions and what you should know about buying property after filing.
Cars ➜
Many people filing for bankruptcy want to keep their car and you’re in luck, as you can often keep your car in bankruptcy. Find out how.
Debts ➜
Learn about the different kinds of debt and how they’re handled in a bankruptcy case. (Hint: Most of them are wiped out by the bankruptcy discharge.)
Student Loans ➜
Learn about student loans and how to deal with them. (Hint: you may have options you don’t know about.)
Debt Collectors and Consumer Rights ➜
Your rights as a consumer protect you from aggressive debt collectors and unfair or deceptive practices.
Taxes and Bankruptcy ➜
Learn how bankruptcy can help relieve your tax debt and how your tax refund is treated in bankruptcy.
Chapter 13 Bankruptcy ➜
Chapter 13 bankruptcy is a type of bankruptcy that provides debt relief for folks who make too much money to qualify for Chapter 7 or want to protect certain property they might lose in a Chapter 7. Learn how it works to find out if it’s right for you.
Going to Court ➜
What to expect when going to bankruptcy court, whether you’re headed to your creditors’ meeting or have a hearing before a bankruptcy judge.
Divorce and Bankruptcy ➜
Learn about the relationship between bankruptcy and divorce and how one can impact your options in the other.
Chapter 11 Bankruptcy ➜
Learn how even the wealthy and big businesses can - and often do - get bankruptcy protection and debt relief by filing Chapter 11 bankruptcy.