Eliminate Your Debt
With Bankruptcy
Our nonprofit prepares your forms, for free.
Join 23,000 Americans
who eliminated $1.1 billion of debt
"The TurboTax for Bankruptcy" — The New York Times
You could be debt-free in as soon as 4 months.
You could be debt-free in as soon as 4 months.
1.
Take our screener to see if Upsolve is right for you: 2 minutes
2.
Fill out our questionnaire about your financial situation: a few hours
3.
We double-check your forms for completeness and accuracy: 1-2 weeks
4.
File your forms at your local court: 1 afternoon
5.
Work with the court and get your discharge: 2-3 months
Total debt relieved since 2018
$1,081,660,644
Why Trust Upsolve?
You're in control: We explain exactly what info you need for your forms, and why. You're in full control of your information at every step of the way.
Privacy: We keep your data safe and secure. It only leaves our servers when you print out your forms.
Affordability: Upsolve is a nonprofit, and our tools are 100% free.
Best decision was to wait and file with this nonprofit, this was an easy process with help and access to tools needed to move through what I needed todo. I will always recommend Upsolve.
The process was simple and painless. They took a life changing process and made it easy to get through it.
Upsolve has made my experience easy, I did not know what I was doing and it will explain to you step by step how to file and simplify everything you need to know it is perfect for filing on your own if you got the time and don'... Read More
Step by step instruction and support is available for questions.
SO helpful and efficient! I would recommend it to anyone who doesn't have the financial means to afford an attorney but needs to file asap!
I am so grateful to the people at Upsolve. I have always wanted to file bankruptcy to get a clean slate but I didn't know how I would go about doing that. Upsolved literally walked me through the process within a few hours and ... Read More
Great help. They helped me file my paperwork free of charge. I am so grateful for their assistance.
SO EASY AND FREEEEEEEEEE !!!!!🤗🤗🤗
super happy with services. Easy platform
I definitely recommend Upsolve this non-profit company is a life saver! Upsolve helps you step by step and informs you on everything regarding bankruptcy! Whoever is reading this please do your bankruptcy paper work with this company
Is Upsolve Right for You?
Chapter 7 bankruptcy is a legal process that everyday people use to clear certain debts and get a financial fresh start.
Like everything, filing Chapter 7 bankruptcy has its pros and cons. The main pros are that collection calls and other actions (including wage garnishment) must stop and, if your case is successful, you will get a financial fresh start by wiping out (most of) your debt for good. The biggest cons are that you cannot get rid of some debts in Chapter 7 and your credit score can take a temporary hit.
To file Chapter 7 bankruptcy yourself, without hiring an expensive lawyer, follow our 10-step guide or start our screener to see if you qualify for help.
To be eligible for Chapter 7, you will need to pass the means test. This looks at your income and expenses to determine whether you have the means or ability to repay your debt. If you make too little to repay your debt, you pass the means test and are eligible to file Chapter 7.
There are four main types of costs associated with filing bankruptcy:
Court filing fees, which are $338 for Chapter 7 (you can apply for a waiver of these fees).
Credit counseling course fees, which can range from $0-$50 (you can apply to waive these fees).
Miscellaneous costs such as printing, traveling to the court, etc.
Attorney fees, which can range from $1,000-$1,500 or more, depending on the complexity of your case and where you live.
The good news is that you do not have to hire a lawyer to file successfully. Upsolve may be able to help you file Chapter 7 bankruptcy for free.
How does Upsolve work?
