Eliminate Your Debt
With Bankruptcy
Our nonprofit prepares your forms, for free.
Join 24,000 Americans
who eliminated $1.1 billion of debt
"The TurboTax for Bankruptcy" — The New York Times
You could be debt-free in as soon as 4 months.
You could be debt-free in as soon as 4 months.
1.
Take our screener to see if Upsolve is right for you: 2 minutes
2.
Fill out our questionnaire about your financial situation: a few hours
3.
We double-check your forms for completeness and accuracy: 1-2 weeks
4.
File your forms at your local court: 1 afternoon
5.
Work with the court and get your discharge: 2-3 months
Total debt relieved since 2018
$1,120,941,885
Why Trust Upsolve?
You're in control: We explain exactly what info you need for your forms, and why. You're in full control of your information at every step of the way.
Privacy: We keep your data safe and secure. It only leaves our servers when you print out your forms.
Affordability: Upsolve is a nonprofit, and our tools are 100% free.
Amazing service! Don't know what would I've done without them! Thank you guys for your work!
It was overall a very helpful tool to have. could not afford a $2500 retainer fee for an attorney. Took my time to fill out and updated information before going through and printing. I walked into the Court Clerk office and th... Read More
Upsolve was very easy to use. They make the bankruptcy process smooth and stress free
Easy and helpful
I cannot say enough good things about Upsolve and the help they have provided throughout my bankruptcy journey. Before finding Upsolve, I felt completely overwhelmed, stressed, and unsure where to even begin. The bankruptcy pr... Read More
Very easy to fill out the paperwork
I called legal aid in Ct and it took me 40 days to hear back. I called the attorney who was supposed to help me and left a message with no response a month later. I called Upsolve they helped me right away filled out the forms ... Read More
The process was easy and to the point. I will highly recommend.
Upsolve has been so helpful with making filing less complicated while assisting with application form and filling in the necessary information for the type of filing.. Very useful especially if you’re filing without an Atty. Thank you.
(Translated by Google) Thank you for your help and support during this important process for me and my peace of mind. I recommend you 1000%. (Original) Gracias por la ayuda y acompanamineto en este proceso tan importante para ... Read More
Is Upsolve Right for You?
Chapter 7 bankruptcy is a legal process that everyday people use to clear certain debts and get a financial fresh start.
Like everything, filing Chapter 7 bankruptcy has its pros and cons. The main pros are that collection calls and other actions (including wage garnishment) must stop and, if your case is successful, you will get a financial fresh start by wiping out (most of) your debt for good. The biggest cons are that you cannot get rid of some debts in Chapter 7 and your credit score can take a temporary hit.
To file Chapter 7 bankruptcy yourself, without hiring an expensive lawyer, follow our 10-step guide or start our screener to see if you qualify for help.
To be eligible for Chapter 7, you will need to pass the means test. This looks at your income and expenses to determine whether you have the means or ability to repay your debt. If you make too little to repay your debt, you pass the means test and are eligible to file Chapter 7.
There are four main types of costs associated with filing bankruptcy:
Court filing fees, which are $338 for Chapter 7 (you can apply for a waiver of these fees).
Credit counseling course fees, which can range from $0-$50 (you can apply to waive these fees).
Miscellaneous costs such as printing, traveling to the court, etc.
Attorney fees, which can range from $1,000-$1,500 or more, depending on the complexity of your case and where you live.
The good news is that you do not have to hire a lawyer to file successfully. Upsolve may be able to help you file Chapter 7 bankruptcy for free.
How does Upsolve work?
