Eliminate Your Debt
With Bankruptcy
Our nonprofit prepares your forms, for free.
Join 24,000 Americans
who eliminated $1.1 billion of debt
"The TurboTax for Bankruptcy" — The New York Times
You could be debt-free in as soon as 4 months.
You could be debt-free in as soon as 4 months.
1.
Take our screener to see if Upsolve is right for you: 2 minutes
2.
Fill out our questionnaire about your financial situation: a few hours
3.
We double-check your forms for completeness and accuracy: 1-2 weeks
4.
File your forms at your local court: 1 afternoon
5.
Work with the court and get your discharge: 2-3 months
Total debt relieved since 2018
$1,124,355,823
Why Trust Upsolve?
You're in control: We explain exactly what info you need for your forms, and why. You're in full control of your information at every step of the way.
Privacy: We keep your data safe and secure. It only leaves our servers when you print out your forms.
Affordability: Upsolve is a nonprofit, and our tools are 100% free.
..once i accepted what needed to be done, upsolve was definitely the answer. i dropped off to the drop box, hopefully tomorrow I will be able to breath again.
I am super grateful for Upsolve. They reviewed my documents and remained in great communication through this difficult period in my life. They made this daunting task very user friendly and provided support!
100% recommend Upsolve to anyone looking for comprehensive, user-friendly service to file bankruptcy Pro se. My experience with utilizing Upsolve during this stressful circumstance was professional, clear, thorough, and confident.
Thank you for helping people with limited resources. This is a very sensitive matter, but thanks to you, I was able to take my first step. May God bless you all forever.
Love Upsolve. Was such an easy process of gathering the information needed. Upsolve gave you step by step guidance and instruction. All the way to getting all the necessary forms completed and ready to file.
My experience with Upsolve was great. The reviewer made sure to reach out to me if any of the information I submitted required correction.
Amazing service! Don't know what would I've done without them! Thank you guys for your work!
It was overall a very helpful tool to have. could not afford a $2500 retainer fee for an attorney. Took my time to fill out and updated information before going through and printing. I walked into the Court Clerk office and th... Read More
Upsolve was very easy to use. They make the bankruptcy process smooth and stress free
Easy and helpful
Is Upsolve Right for You?
Chapter 7 bankruptcy is a legal process that everyday people use to clear certain debts and get a financial fresh start.
Like everything, filing Chapter 7 bankruptcy has its pros and cons. The main pros are that collection calls and other actions (including wage garnishment) must stop and, if your case is successful, you will get a financial fresh start by wiping out (most of) your debt for good. The biggest cons are that you cannot get rid of some debts in Chapter 7 and your credit score can take a temporary hit.
To file Chapter 7 bankruptcy yourself, without hiring an expensive lawyer, follow our 10-step guide or start our screener to see if you qualify for help.
To be eligible for Chapter 7, you will need to pass the means test. This looks at your income and expenses to determine whether you have the means or ability to repay your debt. If you make too little to repay your debt, you pass the means test and are eligible to file Chapter 7.
There are four main types of costs associated with filing bankruptcy:
Court filing fees, which are $338 for Chapter 7 (you can apply for a waiver of these fees).
Credit counseling course fees, which can range from $0-$50 (you can apply to waive these fees).
Miscellaneous costs such as printing, traveling to the court, etc.
Attorney fees, which can range from $1,000-$1,500 or more, depending on the complexity of your case and where you live.
The good news is that you do not have to hire a lawyer to file successfully. Upsolve may be able to help you file Chapter 7 bankruptcy for free.
How does Upsolve work?
