Krishna Patel is a writer and attorney. She is licensed to practice in New York and received her J.D. at Georgetown University Law Center. While in law school, Krishna worked in a clinic that helped low-income renters purchase their apartments and incorporate their building into a co-op. She loved the clinic’s intention to help build generational wealth in addition to providing immediate assistance. Krishna spent a decade paying off high interest student loans and understands the emotional cage that debt can represent. She hopes her contributions to Upsolve can encourage readers seeking to improve their financial situation. Krishna lives in Queens, NY with her husband and toddler.
Articles written by Krishna Patel
Can You File Bankruptcy and Keep Your House?
Written by Krishna Patel. Legally reviewed by Attorney Andrea Wimmer
Updated October 28, 2024
Many people who file bankruptcy are able to keep their home, but whether or not you’ll be able to do so depends on several factors. To keep your home in Chapter 7, you’ll need to be up to date on your mortgage payments and your home equity must be covered by the homestead exemption in your state. In Chapter 13, you can catch up on missed mortgage payments through a repayment plan, which can help you keep your home and avoid foreclosure.
Read More →Refinancing a Car Loan With Bad Credit
Written by Krishna Patel.
Updated December 8, 2021
Having bad credit doesn’t mean you can’t get an auto loan or refinance your current auto loan to try to get better terms. Refinancing your auto loan can help you get a lower interest rate, lower monthly payments, and save money on the total cost of your loan. This article will talk about how refinancing works, the pros and cons of refinancing your auto loan, and some of the factors you should consider when shopping for a refinance loan.
Read More →Repossession Laws in New York
Written by Krishna Patel.
Updated August 21, 2024
Repossession is the process of taking back a car after the owner defaults on their auto loan. Each state has different laws and regulations that dictate every step of the repossession process from start to finish. This page will provide an overview of New Year's Repossession Laws and what you should know if you've fallen behind on car payments.
Repossession Laws in Indiana
Written by Krishna Patel.
Updated August 20, 2024
Repossession is the process of taking back a car after the owner defaults on their auto loan. Each state has different laws and regulations that dictate every step of the repossession process from start to finish. This page will provide an overview of Indiana's Repossession Laws and what you should know if you've fallen behind on car payments.
How To File Bankruptcy for Free in Washington
Written by Krishna Patel.
Updated August 20, 2024
Filing for bankruptcy doesn’t have to be scary and confusing. We provide helpful tips and resources to help you file Chapter 7 bankruptcy in your state without a lawyer.
How To File Bankruptcy for Free in Hawaii
Written by Krishna Patel. Legally reviewed by Attorney Andrea Wimmer
Updated April 19, 2024
Filing for bankruptcy doesn’t have to be scary and confusing. We provide helpful tips and resources to help you file Chapter 7 bankruptcy in your state without a lawyer.
How To File Bankruptcy for Free in Georgia
Written by Krishna Patel. Legally reviewed by Attorney Paige Hooper
Updated April 19, 2024
Filing for bankruptcy doesn’t have to be scary and confusing. We provide helpful tips and resources to help you file Chapter 7 bankruptcy in your state without a lawyer.
Repossession Laws in Iowa
Written by Krishna Patel.
Updated March 22, 2024
Repossession is the process of taking back a car after the owner defaults on their auto loan. Each state has different laws and regulations that dictate every step of the repossession process from start to finish. This page will provide an overview of Iowa's Repossession Laws and what you should know if you've fallen behind on car payments.
Repossession Laws in Kansas
Written by Krishna Patel.
Updated March 22, 2024
Repossession is the process of taking back a car after the owner defaults on their auto loan. Each state has different laws and regulations that dictate every step of the repossession process from start to finish. This page will provide an overview of Kansas' Repossession Laws and what you should know if you've fallen behind on car payments.
Repossession Laws in New Jersey
Written by Krishna Patel.
Updated March 22, 2024
Repossession is the process of taking back a car after the owner defaults on their auto loan. Each state has different laws and regulations that dictate every step of the repossession process from start to finish. This page will provide an overview of New Jersey's Repossession Laws and what you should know if you've fallen behind on car payments.
How To File Bankruptcy for Free in New Jersey
Written by Krishna Patel. Legally reviewed by Attorney Andrea Wimmer
Updated September 29, 2023
Filing for bankruptcy doesn’t have to be scary and confusing. We provide helpful tips and resources to help you file Chapter 7 bankruptcy in your state without a lawyer.
How To File Bankruptcy for Free in New York
Written by Krishna Patel. Legally reviewed by Attorney Andrea Wimmer
Updated June 30, 2022
Filing for bankruptcy doesn’t have to be scary and confusing. We provide helpful tips and resources to help you file Chapter 7 bankruptcy in your state without a lawyer.
