Eva G. Bacevice graduated from the University of Michigan Law School in 2001. She practiced law for close to a decade in the area of consumer bankruptcy. She now works in higher education as an Academic Advisor for undergraduate students at the Stephen M. Ross School of Business, University of Michigan and has recently joined Upsolve as a content writer.
Articles written by Attorney Eva Bacevice
Can Bankruptcy Stop Eviction?
Written by Curtis Lee, JD. Legally reviewed by Jonathan Petts
Updated February 15, 2026
An automatic stay goes into effect as soon as you file bankruptcy. This temporarily stops all debt collection activity, including eviction actions, as long as the landlord hasn’t already received a judgment in their favor. The automatic stay isn’t a permanent solution, though. It’s only a temporary measure that may buy you some time to deal with the eviction or find other housing.
Read More →How To File Chapter 7 Bankruptcy With No Money (Free & Low-Cost Options)
Written by Attorney Andrea Wimmer. Legally reviewed by Jonathan Petts
Updated February 15, 2026
Filing Chapter 7 bankruptcy comes with costs, including court fees, credit counseling fees, and attorney fees. But some filers can do it for free or at a very low cost. If your income is low enough, you can request a court fee waiver and reduced or waived credit counseling fees. Filing without a lawyer is possible, and free tools like Upsolve can help guide you through the process. If you prefer legal help, you may qualify for free or low-cost assistance from legal aid organizations or pro bono attorneys.
Read More →Can You Spend Money Before Filing Chapter 7 Bankruptcy? How Much?
Written by Attorney Eva Bacevice. Legally reviewed by Attorney Andrea Wimmer
Updated January 28, 2026
Before filing Chapter 7 bankruptcy, you can spend money on necessary expenses like rent, utilities, groceries, and medical bills. However, you should avoid making any large or unusual purchases or paying off debts to friends or family, as this could raise red flags with the bankruptcy court. Spending money on luxury items or transferring assets before filing could be seen as fraudulent and might affect your case.
Read More →Yes! You Can Get a Mortgage After Bankruptcy
Written by Attorney Eva Bacevice. Legally reviewed by Jonathan Petts
Updated January 21, 2026
Many people successfully get a mortgage after filing Chapter 7 bankruptcy. Lenders have their own requirements and waiting periods but buying a home after bankruptcy is possible. The real question here is: When will you be able to qualify for a mortgage? This will vary based on the type of loan you pursue. Many Chapter 7 filers become eligible for a home loan 1–4 years after they receive their bankruptcy discharge, depending on the type of mortgage they apply for.
Read More →Yes! You Can Get a Mortgage After Bankruptcy
Written by Attorney Eva Bacevice. Legally reviewed by Jonathan Petts
Updated January 21, 2026
Many people successfully get a mortgage after filing Chapter 7 bankruptcy. Lenders have their own requirements and waiting periods but buying a home after bankruptcy is possible. The real question here is: When will you be able to qualify for a mortgage? This will vary based on the type of loan you pursue. Many Chapter 7 filers become eligible for a home loan 1–4 years after they receive their bankruptcy discharge, depending on the type of mortgage they apply for.
Read More →How To File Bankruptcy for Free in Pennsylvania
Written by Attorney Eva Bacevice, Attorney Andrea Wimmer. Legally reviewed by Jonathan Petts
Updated January 15, 2026
Filing Chapter 7 bankruptcy in Pennsylvania can help wipe out debt like credit cards, medical bills, and payday loans, giving you a fresh financial start. Many people file without a lawyer, especially if their case is simple. This guide explains each step, from gathering documents and taking required courses to submitting your forms and attending your court meeting. If you're eligible, you may be able to use Upsolve’s free filing tool to prepare your forms and file confidently on your own.
How To File Bankruptcy for Free in Ohio
Written by Attorney Eva Bacevice, Chiara King. Legally reviewed by Jonathan Petts
Updated January 14, 2026
Filing Chapter 7 bankruptcy in Ohio can help you wipe out debt and get a fresh start — and you may be able to do it for free without a lawyer. This guide walks you through every step, from taking the required credit counseling course to submitting your forms and attending your court hearing. You’ll learn how to gather the right documents, apply for fee waivers, and protect your property using Ohio’s exemptions. If your case is simple, you may even qualify to use Upsolve’s free tool to file on your own.
How To File Bankruptcy for Free in Tennessee
Written by Attorney Eva Bacevice, Attorney Paige Hooper. Legally reviewed by Jonathan Petts
Updated October 14, 2025
You don’t need a lawyer to file Chapter 7 bankruptcy in Tennessee — and many people successfully file on their own every year. If your case is straightforward and you don’t have valuable assets, this can be a simple, low-cost way to get a fresh start. You’ll need to take a credit counseling course, complete and file your bankruptcy forms, and attend a 341 meeting. This guide walks you through each step, and if you qualify, Upsolve’s free online tool can help you prepare your forms.
How To File Bankruptcy for Free in Michigan
Written by Attorney Eva Bacevice, Attorney Andrea Wimmer. Legally reviewed by Jonathan Petts
Updated October 13, 2025
You don’t need a lawyer to file Chapter 7 bankruptcy in Michigan. Many people file on their own for free. This article shows you how to file Chapter 7 without a lawyer. Plus, if you qualify, Upsolve’s free filing tool can help you through each step of the process.
How To File Bankruptcy for Free in Washington
Written by Attorney Eva Bacevice, Krishna Patel. Legally reviewed by Jonathan Petts
Updated October 10, 2025
This guide shows you how to file Chapter 7 bankruptcy for free in Washington without hiring a lawyer. It walks you step by step through gathering documents, taking required courses, completing and filing your forms, and covering the court fee. You’ll also learn about Washington-specific requirements, exemptions, and options for keeping property like your car or home. If your case is simple, you may even be able to use Upsolve’s free filing tool to make the process easier.
