Attorney Alexander Hernandez

Since graduating from Nova Southeastern School of Law in 1999, Alexander Hernandez has focused a majority of his law practice on bankruptcy law. He was a founding partner of the South Florida Bankruptcy Center which focused exclusively on Chapter 7 and Chapter 13 bankruptcies. Alexander is also admitted to the Southern and Middle District of Florida where he has handled thousands of consumer bankruptcies, mortgage modifications, debt negotiations, and foreclosure defense cases. He is a legal contributor for Upsolve since October 2019 and an adjunct professor of law for Concord Law School. You can find more information at attorneyalexhernandez.com.

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Articles written by Attorney Alexander Hernandez

What’s the Downside of Filing for Bankruptcy?

Written by Attorney Alexander Hernandez.
Updated April 23, 2025

If you’ve already tried everything to get out of debt and you’re still drowning, it’s normal to think that bankruptcy sounds almost too good to be true. After all, a Chapter 7 bankruptcy can eliminate your debts in as little as 4 months. Not to mention that the vast majority of personal bankruptcy filings actually allow the filer to keep all of their belongings. As with everything in life, there are some downsides to filing bankruptcy. Let’s take a look at what they are so you can decide whether filing bankruptcy is the right debt relief solution for you.

Written by Attorney Alexander Hernandez. Legally reviewed by Jonathan Petts
Updated April 23, 2025

Probably the most often asked question when it comes to filing for bankruptcy is if you can keep your car. While the answer to that question depends on several factors, sometimes the issue is the complete opposite and the question is whether you can sell your car during bankruptcy. Continue reading to learn what to expect if you’re considering selling your car during a Chapter 7 or Chapter 13 bankruptcy.

Written by Attorney Alexander Hernandez. Legally reviewed by Jonathan Petts
Updated April 22, 2025

When filing for bankruptcy, you must list all your assets and liabilities. Failure to do so could result in violations of bankruptcy laws and serious consequences, whether it’s civil or criminal fraud.

Written by Attorney Alexander Hernandez. Legally reviewed by Jonathan Petts
Updated April 21, 2025

Court cases and documents filed in court are part of the public record. The same holds true for bankruptcy cases. As a result, companies searching the court records will know that you filed for bankruptcy and will start sending you advertisements in the mail offering you their services, including offers to apply for credit. However, before you accept that offer for a new credit card or car loan, continue reading to learn what you need to consider and what your best options are.

Written by Attorney Alexander Hernandez. Legally reviewed by Jonathan Petts
Updated April 21, 2025

Filing for bankruptcy can be helpful when you can’t afford to pay back your debts and you need a fresh start. However, bankruptcy can also be a useful tool to help you get your driver’s license reinstated. In this article, you will learn about the different situations which may result in having your driver’s license suspended and how bankruptcy can help get your driver’s license back.

Written by Attorney Alexander Hernandez. Legally reviewed by Jonathan Petts
Updated April 18, 2025

The Fair Debt Collection Practices Act (FDCPA) is a federal law that protects consumers from third-party debt collectors and collection agencies. The FDCPA's main purpose is to protect consumers from abusive and deceptive practices used by debt collectors. The federal law sets limits when and how collectors can contact you, prohibits harassment and false representations, and gives consumers the right to dispute debts. If debt collectors violate of the FDCPA, you can take legal action or report them to various federal agencies.

Written by Attorney Alexander Hernandez.
Updated April 23, 2025

Continue reading to learn more about a Maine debt management plan as you take steps towards being debt-free.

Written by Attorney Alexander Hernandez.
Updated April 23, 2025

Continue reading to get a step by step overview of how to consolidate your debts and what to look out for.

Written by Attorney Alexander Hernandez.
Updated April 22, 2025

Continue reading to learn more about debt consolidation and how Upsolve can help you.

Written by Attorney Alexander Hernandez.
Updated April 21, 2025

Continue reading to learn more about how debt consolidation works, preparing for a debt consolidation plan, and other options available to you to lower your monthly bills.

Written by Attorney Alexander Hernandez.
Updated April 21, 2025

Continue reading to learn more about debt consolidation options in Wisconsin and the best option available to you.

Written by Attorney Alexander Hernandez.
Updated April 17, 2025

Continue reading to learn more about debt consolidation and the best option available to you.

Written by Attorney Alexander Hernandez.
Updated April 17, 2025

Continue reading to learn more about debt consolidation loans and debt management plans in West Virginia.

Written by Attorney Alexander Hernandez.
Updated April 16, 2025

Continue reading to learn more about debt consolidation plans and debt relief.

Written by Attorney Alexander Hernandez.
Updated January 14, 2025

A debt consolidation is different from a debt settlement since you are getting a new loan to pay back 100 percent of your debt. Continue reading to learn about how to consolidate your debts in Oregon.