How To Deal With Pressler, Felt & Warshaw LLP

What Is Pressler, Felt & Warshaw LLP?

Pressler, Felt & Warshaw LLP is a law firm based in Parsippany, New Jersey. They were previously known as Pressler and Pressler LLP. 

The firm collects unpaid debts on behalf of creditors and third-party debt buyers. Instead of working as a typical debt collection agency, Pressler handles collection efforts as a legal representative for these companies.

Here’s their contact info:

📍 Address: Pressler, Felt & Warshaw, LLP, 7 Entin Rd., Parsippany, NJ 07054-5020

📞 Phone: 973-753-5100

🌐 Website: https://pfwattorneys.com/

Why Is Pressler, Felt & Warshaw LLP Contacting Me?

If Pressler, Felt & Warshaw contacts you, they’re likely trying to collect a debt held by another company. That company could be a credit card issuer, a lender, a medical provider, or a debt buyer that purchased the account from the original creditor.

Because Pressler is a law firm, it’s completely normal to feel alarmed when they contact you. But getting a letter or phone call doesn’t necessarily mean you’re being sued. In many cases, they’re just reaching out to request payment or discuss your options.

That said, in some situations, Pressler, Felt & Warshaw does file lawsuits to collect debts. If that happens, you’ll usually receive official court papers. This includes a summons and complaint, which explain what the lawsuit is about and how to respond. 

📌 No matter the situation, if you have questions or want to negotiate a payment, you’ll need to deal directly with Pressler, Felt & Warshaw, not the original creditor.

Is Pressler, Felt & Warshaw LLP Legit?

Yes, Pressler, Felt & Warshaw is a real law firm that collects debts on behalf of other companies.

📊 As of 2026, the firm is accredited by the Better Business Bureau (BBB) and holds an A+ rating. The BBB is a nonprofit that helps consumers review businesses and resolve complaints. Pressler has a BBB customer review score of 3.6 out of 5 stars, and more than 160 complaints have been filed with the agency over the last three years.

In the past year, the Consumer Financial Protection Bureau (CFPB) — a federal agency that oversees debt collectors — has received more than 100 complaints about the firm under its former name, Pressler & Pressler LLP. 

⚠️ Some consumers have said it’s difficult to get clear information from Pressler. Others say they tried to collect a debt they didn’t recognize or used language they felt was threatening. 

If true, some of these actions may go against the Fair Debt Collection Practices Act (FDCPA). This federal law protects people from being harassed, misled, or treated unfairly by debt collectors.

Note to reader: These reviews and complaints highlight relevant issues, but they may not represent all consumers’ experiences.

How Do I Know if I’m Being Scammed?

Even though Pressler, Felt & Warshaw is a legitimate company, scammers sometimes pretend to be from real companies to pressure people into sending money or sharing personal information. They may even use the law firm’s name to sound more believable.

🚩 One red flag is when someone asks you to confirm sensitive details, like your Social Security number or bank account info. A legitimate debt collector usually already has this information and shouldn’t need you to repeat it over the phone.

📣 If something feels off, it’s okay to hang up and take time to figure out your next step. You can also report suspicious behavior to the Federal Trade Commission (FTC), which investigates scams and bad business practices.

Do I Have To Pay Pressler, Felt & Warshaw LLP?

You might have to pay Pressler, Felt & Warshaw, but before you do, it’s a good idea to ask them to verify the debt. Debt collectors work with large volumes of accounts, and errors can happen. Sometimes they contact the wrong person or try to collect on a debt that’s already been paid or discharged. That’s why many people choose to start by sending a debt verification letter.

Step 1: Send a Debt Verification Letter

When Pressler contacts you about a debt, they’re required to send you a validation letter within five days. This notice should include details like how much is owed, who the original creditor is, and how to request more information.

✉️ If you haven’t received a validation letter (or if you still have questions), you can send a debt verification letter to ask for proof that the debt is yours and that they have the right to collect it.

💡 If a lawsuit has already been filed, it’s a different situation. At that point, you’ll likely need to respond through the court. 

If you're worried about responding on your own, but you can't afford a lawyer, you can draft an answer letter for a small fee using SoloSuit. They've helped over 300,000 people respond to debt lawsuits, and they have a 100% money-back guarantee.

SoloSuit is an affiliate partner, which means Upsolve may earn a small commission if you choose to use their paid service. This helps keep our services free.

30-Day Dispute Window

After Pressler sends you a debt validation letter or responds to your debt verification letter, you have 30 days to dispute the debt. If you file a dispute, Pressler, Felt & Warshaw must pause their debt collection activities against you while they investigate the dispute.

If they can’t validate the debt within these 30 days, you probably don’t need to pay it. If they do validate the debt, you’ll need to decide what to do next.

Step 2: Decide What To Do Next

After Pressler, Felt & Warshaw validates the debt, you have a few options:

• Dispute the debt.

• Negotiate a debt settlement (or pay the debt off if you’re able to).

• Ignore the debt (not recommended).

Option 1: Dispute the Debt

If the validation letter includes any details you believe are incorrect — like the amount owed, the name of the creditor, or the account itself — you can send a written dispute. The letter should include instructions on how to do this.

Check Your Credit Report, Too!

If Pressler has inaccurate information, it’s also possible that they or the creditor reported incorrect details to the credit bureaus. So if you're disputing the debt with Pressler, it’s a good idea to also check your credit reports and look for any related errors.

The Fair Credit Reporting Act (FCRA) gives you the right to dispute mistakes on your credit report directly with each of the three major credit bureaus: Equifax, Experian, and TransUnion. You can do this online, by mail, or by sending a written dispute letter. 

✉️ A 609 letter is a written request that asks the credit bureau to share the information they used to verify a specific account. This can be a way to dig deeper if something looks off.

🧾 You can get a free copy of your credit report every week at AnnualCreditReport.com.

Option 2: Negotiate the Debt and Make a Settlement Offer

In a perfect world, you'd be able to pay off the full amount of the debt and move on. If you can do that and want to resolve things quickly, that’s one option. But for many people, paying in full just isn’t realistic. And that’s okay.

Many debt collectors are open to settling for less than the full amount. In some cases, people settle for around 50% of what they owe. It’s not unusual to start with a lower offer, like 25% or 30%, and negotiate from there.

Collectors may be willing to accept less because they’re often collecting on debts purchased at a discount or working on commission. Recovering even part of the balance can still be profitable for them.

🤝 To learn more about how to negotiate a debt settlement, check out Upsolve’s guide on How To Win Against Pressler, Felt & Warshaw.

Option 3: Ignore the Debt (Not Recommended)

Technically, you can ignore a debt collector’s attempts to collect a debt, but doing so can make things more stressful and harder to manage down the line. Debt collectors typically don’t give up easily, and ignoring them won’t make the problem go away.

What Happens if I Ignore Pressler? 

Ignoring a debt might feel like the easiest option in the moment, but it can lead to bigger problems over time.

If you don’t respond: 

• Your credit score may drop.

• The amount you owe can grow due to added interest, fees, or legal costs.

• You could be sued, and if that happens, the court may allow Pressler to garnish your wages. 

Some people think debts go away after seven years. While most debts will fall off your credit report after that time, that doesn’t mean the debt itself disappears. If the debt is within the statute of limitations in your state, Pressler may still be able to take legal action.

Does Pressler, Felt & Warshaw LLP Sue?

Yes, Pressler, Felt & Warshaw does sue people over unpaid debts. In fact, unlike many other debt collectors, they sometimes start with a lawsuit instead of sending letters or making collection calls.

⚖️ Whether or not they take legal action depends on a few things, like:

• The amount you owe

• Whether the debt is old or still within the statute of limitations

• If they have documents to support the case

• Your payment history or if you’ve had other unpaid debts

• Whether state law allows things like wage garnishment

📄 If you’re sued, you’ll receive legal documents called a summons and complaint. These papers let you know that a lawsuit has been filed and give you a deadline to respond. They are usually delivered in person or left with an adult at your home.

📝 If this happens, you’ll need to respond in writing to move forward. This is called an answer. 

If you want help responding, but you can't afford a lawyer, you can draft an answer letter for a small fee using SoloSuit.

🔍 To learn more about how to respond to a debt lawsuit, check out Upsolve’s Guide to Winning Against Pressler, Felt & Warshaw.