You could be debt-free in as soon as 4 months.
You could be debt-free in as soon as 4 months.
Here's how long each part of the process takes.
1.
Take a screener to see if Upsolve is right for you: 2 minutes
2.
Fill out a questionnaire about your financial situation: a few hours
3.
File your forms at your local court: 1 afternoon
4.
Work with the court: 1-2 months
5.
Await your debt discharge: 2-3 months
Total debt relieved by Upsolve members since 2018
$762,019,300
Why Trust Upsolve?
You're in control: We explain exactly what info you need for your forms, and why. You're in full control of your information at every step of the way.
Privacy: We keep your data safe and secure. It only leaves our servers when you print out your forms.
Affordability: Upsolve is a nonprofit, and our tools are 100% free.
Upsolve was the only way I could file for bankruptcy. Without this opportunity to file I would be behind for the rest of my life.
Easy to follow and huge help. Could not have done it with Upsolve. Thank you
Great and easy service. Wish there were more resources like this around
Excellent work, very organized, specific, detailed, they are a great blessing and for me it was a great experience. Thank you, thank you, thank you.
I'm very happy with UpSolve, it made the process easy to do and understand. I would recommend to others that may need to think about filing.
I cannot say enough about Upsolve. The process is so clear and precise, the agents are also so quick at responding to any questions. When I went to court, the desk clerk was so impressed at the accuracy of the paperwork. I am t... Read More
Helpful in every way. Very happy with the process no matter the outcome.
Very user friendly and has everything I needed to file on my own.
Easy to use. Just follow the instructions given. Gave 4 stars because the federal government had file changes as of April 1, 2025 and the forms weren't updated when I filed so I had to redo them and send back to the court.
The assistance I received was invaluable. Without Upsolve this would not have been possible. Thank you so much!
I used Upsolve to file my bankruptcy. It was smooth and efficient. They have made my life so much easier with the help of this service. Trust the process and keep doing what they ask of you, and you will get to the finish line.... Read More
Great service. Awesome help and support team. Would definitely recommend to anyone thinking about filing bankruptcy
Very easy to use. And if something was wrong it asked you to correct it.
Upsolve is amazing
I would have been able to do it without upsolve
It was a quick and easy process and when I went to file the forms everything was completed all I needed was my ID.
I was searching for a way to file my Bankruptcy without an attorney and Upsolve made it possible and very easy and stress free. I would recommend Upsolve to anyone needing assistance with filing there paperwork.
So far so good. Just filed. Process has been simple, straightforward.
Easy I definitely needed help Thank you
Very useful and helpful when navigating the complex morass of paperwork. It guides the user through the process in plain language and in a clear, step-by-step process, and the user can complete everything as they are ready. T... Read More
This has been the EASIEST process!! If youre thinking about filing for bankruptcy, please just do it. I stalled for years and I’m so glad i finally did it. What I like about Upsolve is that they are very detailed. Everything is... Read More
Upsolve is helping so may people like. I didn’t know where to go what to do. Couldn’t afford and attorney. But with upsolve help I filed today to start me new beginning. Thank you
Amazing product, great service.
Upsolve helped me navigate the Bankruptcy filing process smoothly and answered any questions I had about providing information or what supporting documents I needed. Filing without a legal representative is a daunting task and ... Read More
Upsolve is nothing short of a miracle. EXCELLENT site 👌🏾 Much of the process it does for you, however it's only seamless if you have all your necessary documents/info readily available. What an amazing resource for those who ... Read More
I just want to thank Upsolve for being there for me and my family. I couldn't afford to pay a lawyer and this organization walked me through the process. I'm so thankful. Thank you again. I would give 10 stars if I could!
I highly recommend upsolve for anyone needing to file a chapter 7 bankruptcy and cannot afford a lawyer it is 100% legit they walk you through every step of the way I have no background whatsoever of any kind of lawyer degree I... Read More
Upsolve was an easy process. I would recommend
Very Very helpful in taking me step by step. The only concerns were: 1# of my social was wrong on my forms and there was no where in the questionnaire to correct it. As an Upsolve team member was texting me, I was asking how to... Read More
Super easy process.
It was so easy and smooth. I never felt overwhelmed. The upsolve team was there every step of the way! I couldn't thank them enough!
This was a super long process for me, but so worth it!!!! I'm very thankful and blessed to have Upsolve's help. I paid absolutely nothing. Good luck to you all.
Upsolve made filing chapter 7 bankruptcy quick and easy. They use superb software making self use/filing very easy!
Easy process I appreciate all the help and very easy walkthrough
Easy to use and going good so far
They assisted me i filling out my paperwork accurately and accordingly. The packet was out of order so i reccommend still doing research but so far they have made the process easier.
Was very helpful and answered all my questions and concerns. They are amazing
Upsolve was such a great alternative to hiring an attorney!! I only wish I had found out about them sooner!! If you’re considering a bankruptcy don’t be afraid to just do it yourself and with Upsolve!! They literally keep you o... Read More
The process was very long, but it was well worth it. For anyone who finds themselves in a financial situation and need to file bankruptcy, Upsolve is the way to go. They will guide you step by step and at no cost to you.
Upsolve is a life saver. Saved me thousands of dollars not having to get an attorney. Would recommend Upsolve if you, yourself are for help with your bankruptcy.
this place helps out so much
I want to thank Upsolve and their team for the help and information which has allowed me to file my BK free of charge!! This would not have been possible without the help of Upsolve! Thank you for everything that your team does.
So far this has been much easier than expected. Thank you for all of your help!
Thank God for this company My best friend ., had to file bankruptcy and this is the only legal website that won’t play with your feelings. Q 💯 free an legal thank you!! 🙏
very easy and helpful.
Super easy to do your own Chapter 7. Thanks for helping !
Upsolve made it so easy. I was very nervous about filing bankruptcy on my own. The program asked all the questions then filled in the forms. They even reviewed the forms for any possible errors. I'm now waiting for my Trustee r... Read More
Super helpful with answering all of my questions, and making informed decisions.
Upsolve is absolutely awesome. They keep you informed they let you know what you need to update when your information changes because maybe like myself I was ready to file in February 2024, but as soon as I was ready to go to t... Read More
Upsolve has proven to be an amazing and easy to use resource in my bankruptcy journey. It has simplified, through step by step instructions, something as intimidating as self filing a bankruptcy petition. I would highly recomme... Read More
I love Upsolve the website was user friendly, and the team members were extremely Supportive, and very Responsive.I would Highly recommend anyone to use Upsolve to file Bankruptcy, because it changed my life Tremendously….Thank you!
Thank you for your support. I would recommend you to anyone needing assistance to rebuild their finances.
East peasy. and they answer questions.
Upsolve made it possible for me to file for bankruptcy without a lawyer, with all the proper forms and help along the way.I would recommend Upsolve to others, that need to file for bankruptcy.Thank you very much to all that are at Upsolve.
Upsolve was a great tool to use especially if you don't have money for a lawyer!
Very Thorough!
My Upsolve experience was fantastic for my specific situation. This was my first time filing for bankruptcy and everything was simple and straight forward from start to finish. As I gathered all of my paper work and went down t... Read More
So easy and so helpful was a lifesaver
I am astonished at the amount of help and how seamless this was. I am so thankful for Upsolve.
Excellent FREE bankruptcy service. Very accurate, but always review paperwork before submitting paperwork to the court. You can easily make changes with Upsolve.org. I am SO grateful for this online service. THANK YOU UPSOLVE!!!!!
Upsolve saved me attorneys fees that I could not afford. They guided me through the entire process and it was so easy. Thank God for Upsolve. I am on my way to a fresh start
Overall experience was super easy and any questions I had were answered super quickly. especially like to say thanks to Melissa for easing my nerves the whole way! There awesome and a great tool to use. Thanks UPSOLVE and Melissa.
Upsolve was absolutely amazing!
This is a great free service. I had a pretty easy filing (not a lot of complexities) and had called around to some of the bankruptcy attorneys prior to finding Upsolve. I did not want to spend almost 3 grand on filing so I was ... Read More
Upsolve made filing for Chapter 7 Bankruptcy SO much easier than I ever could have expected! Upsolve made the experience much less daunting and overwhelming. They guide you through the entire process and there is a tremendous a... Read More
Amazing amazing. Everyone should use this amazing service and it %100 free !
Loved this! Upsolve walked me through everything! Made the process very easy doing it alone!
Easy and simple if you have no assets
I just filed my bankruptcy paperwork with the court today. Upsolve was an Amazing tool! It guided me step by step and made the process seamless! I am very grateful for the Upsolve staff. You all are great. Thank you!
Upsolve took a lot of the worry and stress off of me. Health issues (open heart surgery) landed me in this situation. I was able to file today and it’s because of their help. I highly recommend them!
Extremely helpful resource!
Upsolve is the best program for unrepresented debtors. It’s essentially Turbo Tax for bankruptcy. Super thorough, plenty of follow up/encouragement from staff, user friendly interface. I honestly can’t believe it’s free. If you... Read More
Is Upsolve Right for You?
How does Upsolve work?
Still unsure if bankruptcy is right for you?
Our Debt Assistant can help you find the best option for your situation — whether that’s bankruptcy, settlement, consolidation, or another solution.