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Eliminate Your Debt
With Bankruptcy

Use our nonprofit app to prepare your forms, for free.

Join 17,000 members

who eliminated $750M of debt with our help

You could be debt-free in as soon as 4 months.

You could be debt-free in as soon as 4 months.

Here's how long each part of the process takes.

1.

Take a screener to see if Upsolve is right for you: 2 minutes

2.

Fill out a questionnaire about your financial situation: a few hours

3.

File your forms at your local court: 1 afternoon

4.

Work with the court: 1-2 months

5.

Await your debt discharge: 2-3 months

Total debt relieved by Upsolve members since 2018

$772,883,741

Why Trust Upsolve?

You're in control: We explain exactly what info you need for your forms, and why. You're in full control of your information at every step of the way.

Privacy: We keep your data safe and secure. It only leaves our servers when you print out your forms.

Affordability: Upsolve is a nonprofit, and our tools are 100% free.

Great place to help dig out of debt

Upsolve made things very easy and covered all bases. My only hiccup was when I went to file the forms upsolve used were outdated so I had to redo the forms manually when I went to file. That gave me so much anxiety. Everything ... Read More

Extremely Help, I had a 100% blessed experience. Thank u for helping me in a such important time in need.

I'd like to thank God for leading me to Upsolve, the software was so easy to use and it guided me through every step of the process.

Double check dates on the hardcopies for some reason it was putting in a couple old dates, but other than that, this thing is outstanding

I was nervous about doing this Bankruptcy with Upsolve, but I went and filed it with their help at the local court, and was told that I had everything I needed on the first try. What a relief. Thank you.

The process turned out to be easier than I anticipated. I recommend Upsolve to anyone looking to file on their own.

It was absolutely smooth process

This was an indispensable source of help and a great source of general information needed to prepare and file my bankruptcy forms. I could never have made it on my own without them.

Upsolve made the process of filing my Chapter 7 bankruptcy simple and stress-free. Their platform was easy to use, and the guidance provided gave me confidence every step of the way. I’m grateful for their help during a difficu... Read More

Upsolve made a stressful situation feel easier, and the free service is helpful when you're already struggling financially.

Upsolve is a wonderful resource. Best thing that could’ve happened to me in these troubling times. 1000 percent will recommend.

Smooth process during a high anxiety period. Waiting to see how well I managed to fill everything in for the courts

I am so grateful for a service/Non-profit like Upsolve! They made the daunting bankruptcy process much less intimidating! I sent an email that I had a question about and they responded in two days. Their platform walks you thro... Read More

Using Upsolve made filing legal documents smooth and easy. When submitting the documents to the clerk they were all accepted without any questions regarding the information.

Quick and easy process. Upsolve was helpful and walked me through each step to make sure everything was correct and in order. Very simple process to follow and navigate through

easy to use to file your own bankruptcy. No need to pay a lawyer.

Easy and well documented.

Excellent they help me a lot , was a super long process for me, but so worth it!!!! I'm very thankful and blessed to have Upsolve's help. Good luck to you all. thank you!!

A True Lifesaver! Upsolve is an absolute Godsend. The platform made what initially felt like an overwhelming process incredibly manageable. It literally walks you through each step and then generates all the legal documents you... Read More

A True Lifeline Filing bankruptcy was one of the most overwhelming decisions I’ve ever had to make, but Upsolve made the process clear, manageable, and empowering. Their free tools, compassionate tone, and step-by-step system ... Read More

This has been the best experience ever!!! I couldn’t have done this without Upsolve !!!

Easiest experience ever!

Upsolve was the only way I could file for bankruptcy. Without this opportunity to file I would be behind for the rest of my life.

Easy to follow and huge help. Could not have done it with Upsolve. Thank you

Great and easy service. Wish there were more resources like this around

Excellent work, very organized, specific, detailed, they are a great blessing and for me it was a great experience. Thank you, thank you, thank you.

I'm very happy with UpSolve, it made the process easy to do and understand. I would recommend to others that may need to think about filing.

I cannot say enough about Upsolve. The process is so clear and precise, the agents are also so quick at responding to any questions. When I went to court, the desk clerk was so impressed at the accuracy of the paperwork. I am t... Read More

Helpful in every way. Very happy with the process no matter the outcome.

Very user friendly and has everything I needed to file on my own.

Easy to use. Just follow the instructions given. Gave 4 stars because the federal government had file changes as of April 1, 2025 and the forms weren't updated when I filed so I had to redo them and send back to the court.

The assistance I received was invaluable. Without Upsolve this would not have been possible. Thank you so much!

I used Upsolve to file my bankruptcy. It was smooth and efficient. They have made my life so much easier with the help of this service. Trust the process and keep doing what they ask of you, and you will get to the finish line.... Read More

Great service. Awesome help and support team. Would definitely recommend to anyone thinking about filing bankruptcy

Very easy to use. And if something was wrong it asked you to correct it.

Upsolve is amazing

I would have been able to do it without upsolve

It was a quick and easy process and when I went to file the forms everything was completed all I needed was my ID.

I was searching for a way to file my Bankruptcy without an attorney and Upsolve made it possible and very easy and stress free. I would recommend Upsolve to anyone needing assistance with filing there paperwork.

So far so good. Just filed. Process has been simple, straightforward.

Easy I definitely needed help Thank you

Very useful and helpful when navigating the complex morass of paperwork. It guides the user through the process in plain language and in a clear, step-by-step process, and the user can complete everything as they are ready. T... Read More

This has been the EASIEST process!! If youre thinking about filing for bankruptcy, please just do it. I stalled for years and I’m so glad i finally did it. What I like about Upsolve is that they are very detailed. Everything is... Read More

Upsolve is helping so may people like. I didn’t know where to go what to do. Couldn’t afford and attorney. But with upsolve help I filed today to start me new beginning. Thank you

Amazing product, great service.

Upsolve helped me navigate the Bankruptcy filing process smoothly and answered any questions I had about providing information or what supporting documents I needed. Filing without a legal representative is a daunting task and ... Read More

Upsolve is nothing short of a miracle. EXCELLENT site 👌🏾 Much of the process it does for you, however it's only seamless if you have all your necessary documents/info readily available. What an amazing resource for those who ... Read More

I just want to thank Upsolve for being there for me and my family. I couldn't afford to pay a lawyer and this organization walked me through the process. I'm so thankful. Thank you again. I would give 10 stars if I could!

I highly recommend upsolve for anyone needing to file a chapter 7 bankruptcy and cannot afford a lawyer it is 100% legit they walk you through every step of the way I have no background whatsoever of any kind of lawyer degree I... Read More

Upsolve was an easy process. I would recommend

Very Very helpful in taking me step by step. The only concerns were: 1# of my social was wrong on my forms and there was no where in the questionnaire to correct it. As an Upsolve team member was texting me, I was asking how to... Read More

Super easy process.

It was so easy and smooth. I never felt overwhelmed. The upsolve team was there every step of the way! I couldn't thank them enough!

This was a super long process for me, but so worth it!!!! I'm very thankful and blessed to have Upsolve's help. I paid absolutely nothing. Good luck to you all.

Upsolve made filing chapter 7 bankruptcy quick and easy. They use superb software making self use/filing very easy!

Easy process I appreciate all the help and very easy walkthrough

Easy to use and going good so far

They assisted me i filling out my paperwork accurately and accordingly. The packet was out of order so i reccommend still doing research but so far they have made the process easier.

Was very helpful and answered all my questions and concerns. They are amazing

Upsolve was such a great alternative to hiring an attorney!! I only wish I had found out about them sooner!! If you’re considering a bankruptcy don’t be afraid to just do it yourself and with Upsolve!! They literally keep you o... Read More

The process was very long, but it was well worth it. For anyone who finds themselves in a financial situation and need to file bankruptcy, Upsolve is the way to go. They will guide you step by step and at no cost to you.

Upsolve is a life saver. Saved me thousands of dollars not having to get an attorney. Would recommend Upsolve if you, yourself are for help with your bankruptcy.

this place helps out so much

I want to thank Upsolve and their team for the help and information which has allowed me to file my BK free of charge!! This would not have been possible without the help of Upsolve! Thank you for everything that your team does.

So far this has been much easier than expected. Thank you for all of your help!

Thank God for this company My best friend ., had to file bankruptcy and this is the only legal website that won’t play with your feelings. Q 💯 free an legal thank you!! 🙏

very easy and helpful.

Super easy to do your own Chapter 7. Thanks for helping !

Upsolve made it so easy. I was very nervous about filing bankruptcy on my own. The program asked all the questions then filled in the forms. They even reviewed the forms for any possible errors. I'm now waiting for my Trustee r... Read More

Super helpful with answering all of my questions, and making informed decisions.

Upsolve is absolutely awesome. They keep you informed they let you know what you need to update when your information changes because maybe like myself I was ready to file in February 2024, but as soon as I was ready to go to t... Read More

Is Upsolve Right for You?

What is Chapter 7 bankruptcy?
What are the pros and cons of Chapter 7?
How do you file Chapter 7 bankruptcy?
Who’s eligible to file Chapter 7?
How much does it cost to file bankruptcy?

How does Upsolve work?

Still unsure if bankruptcy is right for you?

Our Debt Assistant can help you find the best option for your situation — whether that’s bankruptcy, settlement, consolidation, or another solution.